摘要
本文基于美国1959—2009年近60年的消费信贷和个人消费支出的月度样本数据,实证研究了消费信贷对消费的影响作用。结论显示,消费信贷对消费具有显著的拉动作用。本文为我国大力发展消费信贷以拉动消费和经济增长提供了有力的实证研究支撑。
Based on the monthly data of consumption credit and personal consumption expenditure of the United States during 1959-2009,this paper empirically studies the impacts of consumption credit on the consumption. The research conclusion shows that consumption credit have significant impacts on stimulating the consumption, which provides a strong empirical research support for developing China＇s consumption credit to stimulate the consumption and economic growth.
出处
《技术经济》
2010年第2期103-106,共4页
Journal of Technology Economics
关键词
消费信贷
消费
流动性约束
VAR模型
误差修正模型
consumption credit
consumption
liquidity constraint
VAR model
error correction model
