摘要
对优质客户提供信用贷款是银行争取优质客户的一种重要的竞争方式,风险也比有担保的贷款大,因此使用信用贷款额度来控制风险是十分基础而又重要的工作。本文介绍了目前信用贷款额度测算中存在的一些问题,并针对这些问题,提出了改进信用贷款额度测算的方法,以更准确地测算额度和控制风险。
It is an important competent method to provide credit loan to excellent chents tor banks, and the risks are relatively high, so it is a basic and important job to use credit loan quota to control risks. We introduce the problems in current credit loan quota calculation, and put forward some methods to improve the calculation to measure accurately and control risks.
出处
《金融理论与实践》
北大核心
2010年第2期83-85,共3页
Financial Theory and Practice
