摘要
消费结构失衡可能引发经济社会问题,消费信用结构失衡是美国爆发金融危机的重要原因。金融危机条件下,我国居民消费结构的被动升级、消费主体差距扩大、信用结构不合理等问题得到强化。应采取影响居民消费心理预期、推动农村消费结构升级、引导适度信用消费等政策措施,调整居民消费结构,应对金融危机冲击。
Consumption structure imbalances may lead tO economic and social problems. Consumer credit structure imbalance is an important reason of the financial crisis in the United States. Under the conditions of financial crisis, China＇s consumption structure problems of the passive upgrade, the gap widening between the consumer subject, the irrational credit structure is strengthened. To deal with financial crisis, policies and measures should be taken to impact the psychological expectations of customer, to promote the upgrading of consumption structure in rural areas, and to guide appropriate credit consumption.
出处
《农业现代化研究》
CSCD
北大核心
2010年第1期34-37,共4页
Research of Agricultural Modernization
关键词
金融危机
消费结构
消费信贷
financial crisis
consumption structure
consumer credit
