摘要
入世以后,外资银行加快了在华开设分支机构的步伐,但从资产总额、存贷款市场份额、盈利水平等指标来看,对我国银行业的竞争结构并没有产生实质影响。分析表明外资银行是通过投资参股国内银行的方式来弥补其在网点分布和客户基础方面的不足,并以此来分享中国经济高速增长的成果。随后通过对外资银行在各新兴市场国家进入路径的国际比较,建议中国政府应进一步完善银行业开放的制度设计。
After China entry into WTO, foreign banks speed up establishing new branches in China market. But the authors find that such expansion still can＇ t substantively influence the present competitive structure of banking industry in China if study some index such as total assets, market share of deposits and loans, the profitability etc. In fact, most foreign banks focus on investing to China domestic banks to remedy their disadvantages in network distribution and client foundation, meanwhile to share the achievements of the rapid economic development in China. Then by international comparison of entry paths of foreign banks in different new emerging economic countries, the authors suggest that Chinese government should further improve its institutional design for opening up of banking industry.
出处
《中国软科学》
CSSCI
北大核心
2009年第9期47-53,59,共8页
China Soft Science
基金
山东省教育厅人文社科研究项目(J08WE69)
关键词
外资银行
金融开放
竞争
进入路径
国际比较
foreign bank
opening - up of finance
competitiveness
entry path
international comparison
