摘要
本文在合理估计我国当前及未来35年劳动增长率、人口增长率、利率、生存率等基础上,对基本养老保险制度的设计替代率做了评估分析。研究表明:当前制度极大程度地降低了缴费年限短的各收入群体的替代率水平,因其更追求制度运行的效率,从而降低了社会公平程度;现行制度未完全发挥其内在潜力,还存在改良的空间;虽然为退休职工提供的真实保障水平并不高,不能达到其计划实现的标准,但为未来发展的不确定性预留了较大的支付空间。
Based on the reasonable estimation of labor growth rate, population growth rate, interest rate, survival rate of present time and in the coming 35 years, the paper evaluates and analyses the designed substitution rate of basic endowment insurance system. The research shows that the current system has decreased the substitution rate of those income groups whose payment period is short. Due to its aim of maximizing operational efficiency, the system decreases its social equity degree, and the potential of the system has not been fully exploited, some improvement can still be made. Though the real level of guarantee provided to retired staff by this system is not high, has not reached the planned standard, it reserves much room for promotion in future.
出处
《人口与经济》
CSSCI
北大核心
2009年第4期78-84,共7页
Population & Economics
基金
北京市哲学社会科学基金项目(06BaSH024)
北京信息科技大学基金项目(5762502107)
关键词
基本养老保险
替代率
评估分析
basic endowment insurance
substitution rate
evaluation and analysis
