摘要
次贷危机爆发以后,商业银行风险管理凸显出诸多长期以来隐藏其中的关键性问题,对相关经验和教训的总结将有助于我们进一步提高风险管理能力。2007年中国银监会提出了我国新资本协议的实施时间表,2008年底已公布了指引性文件,2009年已进入定量测算阶段,2010年底我国将开始实施新资本协议。全面风险管理模式已成为了我国商业银行既定的风险管理改革方向,我国商业银行应当构建全面风险管理体系,以确保银行业的健康发展。
After the outbreak of subprime loan mortgage crisis, there appear many hidden critical issues of risk management of commercial banks. And it is instrumental for us to promote the risk management through related experience and lessons. In my paper, I aim to prove that an overall risk management plays an important role in preventing financial risk. The pattern of overall risk management has already been the direction of risk management reform of Chinese commercial banks. I make a research on it, and put forward measures and suggestions for them to establish a system of overall risk management.
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2009年第6期40-44,共5页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
关键词
商业银行
全面风险管理
次贷危机
Commercial Bank
Overall Risk Management
Subprime Loan Mortgage Crisis
