摘要
将正规小额信贷与民间信贷进行对比,发现内生于中国农村经济生活中的民间小额信贷具有降低交易成本、化解金融风险、适应性强等方面的优势,因此扶持发展民间小额信贷才能使更广大的农民获得金融支持才能够真正建立普惠性金融体系,提出建立乡村范围社区银行是未来民间小额信贷的新形式。
Through comparing with formal and folk small credit, the result shows that folk small credit is inherent in country economy has the advantages
of lowing trade cost, resolving financial risk and strong adaptability. Therefore, developing folk small credit, more peasants can get financial help and build inclusive financial system. The study puts forward building community banks in village that is a new model of folk small credit.
出处
《安徽农业科学》
CAS
北大核心
2009年第12期5710-5711,共2页
Journal of Anhui Agricultural Sciences
关键词
农村
民间
小额信贷
普惠金融
Village
Folk area
Small credit
Inclusive finance
