摘要
2007年美国的次贷危机的爆发使美国金融界受到了一次极大的震荡,甚至可以说是行业"洗牌",许多银行和投行都受到影响。本文分析了中美住宅抵押贷款风险的共性,并提出了我国商业银行应从危机中受到的警示。
In 2007, the sub - prime mortgage loan crisis which bursted out in the United States shocked its financial world and even reshuffled all the sectors. A large number of commercial banks and investment banks have been effected. Drawing lessons from the crisis, the author has analysed the commonness of housing mortgage loan both in United States and in China, and puts forward what the commercial banks in China should learn from the crisis.
出处
《嘉应学院学报》
2009年第1期69-72,共4页
Journal of Jiaying University
关键词
次贷危机
商业银行
房贷业务
sub -prime mortgage loan crisis
commercial bank
housing mortgage loan business
