摘要
新型农村合作医疗制度的建立和完善是建设社会主义新农村的重要内容。在这一新的环境下,商业保险参与新型农村合作医疗,是建立多层次的农村医疗保障体系、构建和谐社会的客观要求。保险公司通过第三方管理方式参与新型农村合作医疗工作,是地方政府与保险公司双向选择的结果,政府可以充分利用现有的社会资源,保险公司则可以发挥自身的风险治理、理赔技术、服务网络等优势。
The establishment and improvement of the new type rural cooperative medical scheme is an important content of the creation of new socialist villages. In this new environment, commercial insurer＇s participation into the new type rural cooperative medical scheme is an objective requirement for establishing a multi-level rural medical care system and a harmonious society. The insurer＇s participation into the new type rural medical scheme as a thirdparty administrator is the result of mutual selection between insurers and local governments. Local governments can make full use of existing social resources, while insurers can fully display their advantages in risk management, claim settlement and service network.
出处
《保险研究》
CSSCI
北大核心
2008年第12期52-56,共5页
Insurance Studies
关键词
商业保险
新型农村合作医疗
新农村建设
commercial insurance
new type rural cooperative medical scheme
the creation of new socialist villages
