摘要
根据预防性储蓄理论模型,利用面板数据对我国各省、市、自治区居民消费储蓄行为进行了实证研究。结果显示,影响居民消费储蓄行为的参数在我国地区间存在较大差异,这种差异会导致不同区域的货币政策利率传导效应不一致,从而产生货币政策区域效应。
Based on the savings theory and using panel data, the authors make an empirical analysis on the behavior of residents＇ consumption and saving among every province. The result shows that the factors that impact the consumption - saving behavior are different among every province. This difference will lead to the difference of the monetary policy rate channel, and result to monetary policy regional effect in the end.
出处
《山西财经大学学报》
CSSCI
2008年第11期73-76,共4页
Journal of Shanxi University of Finance and Economics
基金
国家社会科学基金项目(07BJY154)
关键词
消费储蓄行为
货币政策
区域效应
consumption-saving
monetary policy
regional effect
