摘要
市场约束是维护银行业稳定的重要力量,新巴塞尔协议已经将其列为银行监管的重要内容。为了更好地发挥中国银行业市场的约束作用,本文对我国的银行及其监管制度等进行了分析,提出了加强银行业内在稳定机制的必要性,揭示了多种阻碍市场约束发挥作用的因素,提出了银行业体制改革中有效发挥市场约束的建议。
Market discipline is an important force to keep banking industry stable and has been listed as a pillar of banking regulation system in Basel II. In order to make market discipline perform well in banking industry, the paper analyses the bank industry and its regulation system in China and thinks that it needs to strengthen the internal stabilizing mechanism of banking industry. It also reveals some institutional factors that restrict market discipline and provides some advice about banking reform.
出处
《上海财经大学学报（哲学社会科学版）》
CSSCI
2008年第5期59-64,80,共7页
Journal of Shanghai University of Finance and Economics
关键词
银行业改革
市场约束
监管
banking reform
market discipline ~ regulation
