摘要
现阶段我国保险业快速发展的瓶颈约束与我国资本市场的结构性缺陷迫切需要借鉴国际上先进的保险市场与资本市场对接经验,从金融深化和金融创新的层面探索适合我国国情的对接模式。本文通过比较美、英、日、德四国的对接模式发现,保险市场与资本市场的和谐对接是资金、产品和制度对接三方面的共融体,是金融市场自然演进与风险资本动态规制的最优范式结合。基于此,我国应在经济、金融微观制度基础变迁的基础上适时选择符合我国国情的具有可操作性和可持续性的对接模式。
Nowadays, taking into consideration the bottleneck restricting rapid development of China＇s insurance industry and structural deficiencies of its capital market, it is of prime importance to learn well-established integration experience of insurance market and capital market and exploring an optimal integration mode which is suitable for China. This paper concludes that the harmony integration modes of insurance market and capital market are the connections of capital integration, products integration and institution integration, and the optimal paradigm linkages between the natural evolution of financial market and venture capital dynamic regulation, based on a comparative analysis of America, Britain, Japan and Germany. So China should choose an operational and sustainable mode according to its economic and financial micro-conditions.
出处
《国际金融研究》
CSSCI
北大核心
2008年第8期72-80,共9页
Studies of International Finance
基金
国家教育部项目:新农村金融生态优化的系统动力机制研究(项目批准号:70JD790009)
国家自然科学基于共生理论的金融企业集群发展研究(项目批准号:70773070)资助
关键词
保险市场
资本市场
对接模式
保险投资
Insurance Market
Capital Market
Integration Model
Insurance Investment.
