摘要
本文利用128个农户2006年的小额贷款数据作为样本,实证研究了贷款数额、贷款用途、劳动力数量、非农产业劳动力数量、税费负担以及户主受教育程度对农户收入的影响,并得出以下结论:小额信贷可以显著地提高农户的收入水平;将贷款资金和劳动力投入到非农产业可以显著提高农户收入水平。
In this article, data of 128 peasant households in 2006 are used as a sample, and loan amount, usage of loan and non-agricultural industry labor force quantity are investigated through empirical study. The conclusion shows that the income level of peasant household can be remarkably increased by microfinance and by investment through credit fund and labor resource to non-agricultural industry.
出处
《金融理论与实践》
北大核心
2008年第8期20-23,共4页
Financial Theory and Practice
基金
全国统计科学研究计划项目(2007LY055)
关键词
小额信贷
农户收入
非农产业
Microfinance
Peasant Household Income
Non-agricuhural Industry
