摘要
考虑了每一次索赔额对NCD系统及保险公司期望保费的影响,对NCD系统进行了改进,证明了改进后的系统存在唯一的平稳分布,并通过例子说明了改进后的NCD系统与原系统的差异.
In this paper, the authors consider the improved No-Claim Discount system on the base of the original system, which is popular in most of countries. The authors take the influence of every claim size on the insurance company expected premium and economic stability into consideration. Then, that the uniqueness exists of the improved system is proved. At last, through some examples the differences between the two systems are presented.
出处
《西南师范大学学报（自然科学版）》
CAS
CSCD
北大核心
2008年第4期1-4,共4页
Journal of Southwest China Normal University(Natural Science Edition)
关键词
无赔款折扣系统
费率
索赔权度
无索赔折扣
平稳分布
no-claim discount system
rate
claim weight
no-claim discount
stable distribution
