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抵押、担保对银行信用风险因子的影响机制研究 被引量:3

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摘要 抵押、担保作为银行信用风险缓释技术,通过对违约概率、违约损失率的影响机制发挥缓解信用风险的功能。本文从违约概率和违约损失率的计量模型入手,探讨抵押、担保对这两个银行信用风险因子的影响模型,以期达到充分发挥抵押、担保信用风险缓释的作用。
作者 王蕾
出处 《统计与决策》 CSSCI 北大核心 2007年第24期124-126,共3页 Statistics & Decision
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参考文献5

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共引文献15

同被引文献25

  • 1刘元庆,刘光平.商业银行贷款抵押物价值的衰减与防范对策[J].中国资产评估,2006(3):21-25. 被引量:7
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