摘要
农户的货币需求具有层次性,不同层次的货币需求弹性有较大差别。由于农村货币的流失和金融机构对农户的惜贷,农村普遍存在着货币供给短缺的现象。农户获取的高利贷更多地运用于生活性需求而非生产性需求。农村金融市场的放开,可以部分地满足农户的货币需求,但并不能完全解决农村货币的供求矛盾,农村金融工具仍需进一步的创新。
The money demands of farndaouses can be divided into several levels, with different demand elasticity at each level. There exists a common phenomenon of money shortage in the countryside due to the outflow of money earned by peasants and stingy load given by financial institutions. In the countryside ,loans with high rate mostly are used for meeting living demands but productive demands.Opening the rural financial market will partly satisfy farmhouses＇ demand for money, but it can＇t completely solve the money supply-demand contradiction in countryside. Therefore, financial instruments in the rural part need to be further innovated.
出处
《乡镇经济》
北大核心
2007年第10期59-62,共4页
Rural Economy
关键词
农户货币需求
层次性
货币短缺
金融市场放开
farmhouses＇ money demand
stratification
money shortage
openness of financial market
