摘要
我国银行业开放关系到国家金融安全及社会稳定,如果处理不当,金融开放的压力完全有可能转换成金融安全的压力。影响一国金融安全的主要因素有银行的不良资产、国债规模与偿债能力、金融市场状况及来自外部的冲击。我国银行业开放并不能直接威胁到国家的金融安全,相反,通过银行业的对外开放,在降低银行不良资产、优化金融市场结构等方面,还会减少诱发金融危机的因素。在提高中资银行的经营管理水平、改善公司治理结构、增强市场竞争力等方面也会发挥更加积极的促进作用。因此,我们应该继续坚定不移地推进我国银行业的改革开放进程。
The authors point out that the opening u.p of China＇s banking industry will influence our national finance security. Main factors that will influence national finance security include bad asset, scale of treasure bonds and solvency, financial market situation and the external impacts. The opening up of banking industry will not directly influence national finance secu- rity. On the contrary, in terms of decreasing bad asset and optimizing financial market structure, it will decrease effects of factors that will trigger financial crisis. Besides, it will play a positive role in promoting in terms of improving level of management in Chinese bank, improving corporate govemance structure, and increase market competitiveness.
出处
《中国流通经济》
CSSCI
北大核心
2007年第7期59-61,共3页
China Business and Market
关键词
银行业
开放
金融安全
影响因素
banking industry
opening up
financial security
influencing factors
