摘要
银行竞争力的实质是银行有效使用生产要素的能力,生产要素的投入产出效率可以反映银行竞争力的强弱。采用数据包络分析模型评价我国4家股份制商业银行竞争力的现状,分析4家银行竞争力下降的主导因素,并提出提升竞争力的建议,以期为股份制商业银行增强竞争力提供参考。
The essence of the competitiveness of banks is the ability of using production factors effectively, and the strength or weakness of the competitiveness of banks can be reflected through the input and output efficiency of production factors, This papers analyzes the status of four share holding commercial banks in China, then, it points out the problems the main factors resulted in the competitiveness decline of four banks and puts forward suggestions to enhance competitiveness. We expect that it can provide a preference for the share holding commercial banks to enhance competitiveness.
出处
《上海电机学院学报》
2007年第2期139-141,146,共4页
Journal of Shanghai Dianji University
基金
上海市教委科研项目(06VS007)
关键词
数据包络模型
股份制商业银行
竞争力
data envelopment analysis
share holding commercial banks
competitiveness
