关系型贷款和小银行优势论述评被引量：20

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摘要关系型贷款理论和小银行优势论主要是针对中小企业融资问题而言的,本文通过对关系型贷款理论和小银行优势论的系统分析,解读了关系型贷款为何能降低银行向中小企业贷款过程中的交易费用,理清了中小银行优势论的理论内涵,希望能为我国缓解较为严重的中小企业贷款难问题提供理论上和政策上的启发。

作者殷孟波翁舟杰

机构地区西南财经大学金融学院

出处《财贸经济》 CSSCI 北大核心 2007年第6期34-38,共5页 Finance & Trade Economics

关键词关系型贷款小银行优势论中小企业

分类号 F832.4 [经济管理—金融学]

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参考文献22

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