摘要
本文基于对网络银行与传统银行的比较分析,阐述了二者在性质特点、业务种类、经营管理模式、资产负债结构、风险管理,以及金融监管等方面的不同,本文的分析表明网络银行除了传统银行的共性外还具有自身的特性,这些特性决定了网络银行是未来各国银行业的发展方向,但网络银行也不可能完全取代传统银行。
Based on a comparative analysis between ebanking and traditional banking, this paper expounds on their natures and features, business types, operational management mode, asset liability structure, risk management, as well as different aspects of financial regulation. The analysis suggests that e-banking has its own uniqueness besides common characteristics which shares with traditional banking. This uniqueness makes e-banking the future direction of banking sectors in all countries, but it is not likely to replace traditional banking completely.
出处
《上海管理科学》
2007年第2期20-24,共5页
Shanghai Management Science
基金
上海外国语大学规划基金项目
关键词
网络银行
传统银行
比较
e-banking
traditional banking
comparative
