摘要
现代主流金融发展理论认为,明晰的产权安排、良好的法律制度及其执行效率,有助于金融体系完善功能,提供良好的金融服务,进而成为金融持续发展的关键。经济的市场化和政府管制构成了改革开放以来我国金融快速发展的主要原因。导致我国金融业出现问题的最根本原因在于金融体制改革滞后,即国家垄断的、间接融资为主的金融制度已经不能适应经济发展中的多元产权结构的需要,不能满足不同类型的经济主体的投融资需要。我国金融发展应着力于完善金融功能,以及效率型金融结构的构建。
In the modern mainstream financial development theory, the well-defined property rights arrangement and the sound legal institutions with good execution efficiency are essential for the financial system to improve its functions and provide good financial service, and thus are key factors in the sustainable development of the financial industry. The marketleading force in the economy and the government regulation have accounted for the main two reasons for the rapid financial development in China since the reforms and opening-up. The ultimate roason for the problems in the financial industry in China lies in that reforms in the financial system have lagged behind the economic reforms, that is, the state-monopolized and indirect-financing-dominating financial system has already fallen out of the need of the current pluralistic poverty rights structure in the economic development and the need for investment and financing of different participants in the economy. The financial development of our country should focus on the improvement of the financial functions and the construction of an efficiency-oriented financial structure.
出处
《湖北经济学院学报》
2007年第1期48-53,共6页
Journal of Hubei University of Economics
关键词
金融发展途径
产权
投资者保护
法律制度
financial development path
property rights
protection of investors
legal institution
