摘要
建立健全农村信用社利率定价机制是稳步推进利率市场化改革的一项重要内容。但是,现行农村信用社利率管理模式难以适应利率市场化风险控制的要求,探索具有区域性特色的农村信用社利率定价机制模式,强化利率风险管理,对农村信用社的可持续发展具有重要意义。
To build and perfect the pricing mechanism mode of the rural credit cooperatives is one of the important tasks to promote the interest rate marketization reform. But the present interest rate management mode of the rural credit cooperatives cant accommodate the requirement of risk management of market interest rate. Thus, it is important to build the rate-pricing mode of the rural credit cooperatives, strengthen the rate risk management, and sustain the development of the rural credit cooperatives. This paper contrasts and analyzes the rate-pricing condition of the rural credit cooperatives and the normal rate - pricing mode of the merchant bank in Anhui. It makes an explorative choice for the rate-pricing mode of the rural credit cooperatives.
出处
《财贸研究》
北大核心
2006年第6期69-73,共5页
Finance and Trade Research
关键词
农村信用社
贷款利率
定价模式
rural credit cooperatives
credit interest rate
pricing mode
