7Bandiera, Oriana, Gerard Caprio Jr. , Patrick Honohan and Fabio Schiantarelli. "Does Financial Reform Raise or Reduce Savings?" Review of Economics and Statistics,2000,82(2) ,pp:239-263
8Laeven, Luc.,"Does Financial Liberalization Relax Financing Constraints on Firms?" Word Bank working paper No. 2467,2000
