摘要
商业银行是我国社会经济生活中的主要金融中介机构。在我国已经加入WTO的条件下,金融市场面临着全面的对外开放,外资银行将在本土与我国银行展开激烈的竞争。银行业必须调整和适应开放后金融竞争日益激烈的新形势,认识自我,深化改革,迎接挑战。从这个意义上讲,如何深入了解自身业绩状况,努力提高其经营管理水平,是一项至关重要的工作,也是摆在我们面前的一项迫切而重大的课题。文章根据我国国情,建立起科学的商业银行绩效评价指标体系,运用有效的评价方法对重庆市xx银行的经营绩效作出了详实的实证分析,并得出了具体的结论及政策建议。
Commercial banks are the primary financial intermediary services in the social and economic life. As China has entered WTO, the financial market will have to deepen its reform and open wider to the outside world. With the entry of foreign banks into China, our banks will be confronted with severe competition. It is imperative and urgent for our banks to have a better understanding of their operation performance and improve their management. This paper discusses how to establish a scientific evaluation indicator system for commercial banks according to the actual situations in China. Using this evaluation indicator system, a positive study of performance is made with a commercial bank in Chongqing as a sample, and a few concluding remarks and policy recommendations are made.
出处
《西南农业大学学报（社会科学版）》
2006年第3期33-38,共6页
Journal of Southwest Agricultural University:Social Science Edition
关键词
商业银行
经营绩效
评价指标
评价方法
commercial bank
operation performance
evaluation indicator
evaluation method
