摘要
我国《保险法》正处于第二次修订的过程中，笔者针对人身保险合同主体权利义务关系中的有关问题从实务和理论的角度进行了讨论，认为：对保险合同当事人关系传统理论应该重新认识，在投保人以他人为被保险人投保人身保险合同的情况下，投保人与被保险人的权利发生冲突，立法对被保险人利益的保护应该加强，并以此为依据对《保险法》修订的相关部分提出了修改建议。
The Insurance Law of the People＇s Republic of China is in the process of being amended for the second time. The discussion in this article is focused on issues in connection with rights and obligations of parties to life insurance contracts from both practical and theoretical perspectives. The conclusion is as follows： the traditional theories about the contractual relationships under life insurance contracts should be reviewed. Where an applicant for a life insurance contract is not the insured hereof, the rights of the applicant and the insured conflict with each other. Therefore, the new insurance law should enhance protection of interests of the insured, on which this article provides relevant suggestions for the second amendment.
出处
《保险研究》
CSSCI
北大核心
2006年第9期71-75,共5页
Insurance Studies
关键词
保险合同主体:利益冲突
被保险人利益保护
parties to life insurance contracts
conflicts of interests
protection of interests of the insured
