摘要
随着中国金融业入世过渡期的全部结束以及我国综合经营逐步放开，为了提高整体竞争力和抵御风险能力，国有保险公司应加快实施金融控股化的战略进程。资本实力是国有保险公司金融控股公司化的约束因素，并体现出处于构造业务体系的初期阶段、以保险业务和资产管理为主业的特点，当前国有保险金融控股公司实现综合经营的现实策略为：完善法人治理结构、建立和完善以保险业和资产管理业务为主的金融业务框架、加强与其他金融业的合作、发挥整合资源优势、完善风险管理体系。
With the end of the transitional period after China＇s accession to WTO and the gradual deregulation on comprehensive operation in order to improve the competitiveness and withstand risks, state-owned insurance companies should expedite the implementation of their financial holding companies strategy, which, unfortunately, might be thwarted by their insufficient capital strength. For state-owned insurance group companies, their insurance business is still at a preliminary development stage and their core businesses are insurance business and asset management business. The practical methods for stateowned insurance groups to become financial holding companies are to：enhance their corporate governance, establish and improve a financial services framework with focus on insurance business and asset management business, strengthen cooperation with other financial services providers, display their advantages of consolidated resources and perfect their risk management systems.
出处
《保险研究》
CSSCI
北大核心
2006年第9期52-54,共3页
Insurance Studies
关键词
国有保险集团
金融控股公司
综合经营
state-owned insurance group companies
financial holding companies
comprehensive operation
