摘要
稳步推进农业政策性保险试点工作，是中共中央关于建设社会主义新农村的一项重要任务。浙江省在政府推动下率先以“政府推动＋共保经营”为主、“政府推动＋农户互保”为辅的模式开始政策性农业保险试点探索，是符合浙江实际的创举。在试点进程中，必须面对自然灾害风险巨大、政策配套支持不足、各方主体认识不一、运行机制不完善、缺乏经验等问题。积累经验和风险数据、动态调整保险产品和运行机制、立法支持、加强政策扶持力度、改变农户风险观念。才能保证浙江省政策性农业保险的稳健发展。
To steadily carry out the experimentation of policy agricultural insurance is an important task of the Party Central Committee on the construction of the new socialist countryside. Under the provincial government＇s promotion, Zhejiang province becomes the first one to experiment with the model of ＂government promotion and co-insurance＂ supplemented by ＂government promotion and mutual insurance by farmers＂. This model, being an innovation in itself, is suitable to the actual situations of Zhejiang province. In the process of experimentation, we have to tackle such problems as huge natural disaster risks, shortage of corresponding policy support, lack of consensus, inadequate operational mechanism and lack of experience, etc. In order to assure the steady development of Zhejiang province＇s policy agricultural insurance, experience data and risk data should be accumulated, insurance products and operational mechanism should be adjusted dynamically, policy support and legislation should be strengthened, and farmers＇ risk conception should be changed.
出处
《保险研究》
CSSCI
北大核心
2006年第9期37-41,共5页
Insurance Studies
关键词
政策性农业保险
发展模式
共保经营
policy agricultural insurance
development model
co-insurance operation
