摘要
医疗保险中的道德风险表现形式多种多样。文章从患方、医方两个方面分析了医疗保险中道德风险产生的具体原因,并从医方、保方、患方三个方面提出了一系列控制医疗保险中道德风险的政策措施。
Moral hazard varies in health insurance. This article analyzes the reasons of moral hazard from two aspects of insured and provider, and proposes a series of policy measure to control moral hazard from three aspects of provider, insurer, and insured.
关键词
医疗保险
道德风险
控制
health insurance
moral hazard
control
