摘要
目前国内外银行贷款客户选择理论都没有很好地解决定性分析与定量分析有机结合的问题,一是过分依赖于定性分析和专家的经验判断,二是过分依赖数学模型,没有太大的应用价值。本文通过具体案例将层次分析法应用到银行贷款客户选择中,试图为银行家们解决客户选择这一难以定量描述、非结构化的复杂决策问题,提供一种新的思路。
The current studies on the selection of loan customers of commercial banks, depend on either experts＇ s judge by experience, or mathematics model, can＇ t combine qualitative analysis with quantitative analysis, and fail to solve the problems that bankers always face. This paper explains the theory of Analytical Hierarchy Process and applies it to the selection of loan customers through concrete cases, trying to provide a new way for the bankers in solving such complex decision-making problems.
出处
《西北农林科技大学学报（社会科学版）》
2006年第4期47-50,共4页
Journal of Northwest A&F University(Social Science Edition)
关键词
商业银行
风险管理
层次分析法
commercial banks
risk management
Analytical Hierarchy Process
