摘要
次级债是一种快速、高效、便捷的补充商业银行资本金的方式。我国商业银行资本充足率的现状和发展趋势预示着我国次级债的发行将呈上升趋势。同国外商业银行相比,我国商业银行的次级债发行尚处于起步阶段,国外商业银行的许多成熟的经验和做法值得我们借鉴。本文在分析我国次级债发行现状的基础上,结合国外商业银行发行次级债的做法,提出了现阶段可供我国商业银行借鉴之处。
Subordinated debt is a quick, effective and convenient way for commercial banks to supply their capital. The actuality and development of Chinese commercial banks＇ capital adequacy rate show that there will be an enhancement in its issue. However, our subordinated debt market is immature compared to developed countries, so many of their advanced experiences and means are worthy of study. This article indicates what can commercial banks learn from them based on analysis of the actuality of China and experiences of foreign commercial banks on issuing subordinate debt,
出处
《黑龙江对外经贸》
2006年第6期105-106,共2页
Heilongjiang Foreign Economic Relations and Trade
关键词
次级债
资本金
商业银行
subordinated debt
capital
commercial bank
