摘要
农村金融领域中的“系统性负投资”现象是制约我国农村经济发展的重要因素之一。对农村“系统性负投资”与民间金融规范化试点的实证研究表明，合宜的政府行为对民间金融规范化试点有重要的作用，政府的过度干预可能导致“草根金融”变成“盆景金融”，降低民间金融规范化试点的效率。
The systematic negative investment in rural finance is one of the most important factors which restrict economic development of rural areas. Giving a positive study on the systematic negative investment and regularization experiments of non-governmental finance in rural areas, the function of moderate government interruption in the regularization experiments of non-governmental finance is emphasized, and it is pointed out that the excessive intervention of governments will turn grassroots finance into miniascape finance, and reduce the efficiency of the regularization experiments of non-governmental finance.
出处
《改革》
CSSCI
北大核心
2006年第6期43-48,共6页
Reform
基金
本文系作者主持的国家社会科学基金项目《民营经济融资约束与民间金融内生成长研究》（批准号：05CJL012）的阶段性成果之一.
关键词
农村金融
系统性负投资
民间金融
NGO小额信贷
政府行为
rural finance, systematic negative investment,non-governmental finance, non-governmental microfinance, governments behavior
