摘要
面对国内商业银行中间业务低水平竞争和盲目扩张的无序状态,比照西方银行先进经验可见,国内商业银行应重视经营模式转变的研究,及时调整发展战略;依法开展中间业务,不断追求金融创新,注意成本核算,强化管理意识,防范金融风险;谋求合作式竞争;国家制度安排需要从分业监管向综合化和功能化监管转化,为国内商业银行与外资银行展开全能性业务竞争留出创新的空间。
The intermediate business of the domestic commercial banks is operating at the low-level competition and blind expansion. We need to refer to the advanced experience of the banks of the western countries＇ ,attach great significance to the research of the transformation of the operation mode of commercial banks, and readjust the development strategy. We should conduct intermediate business in accordance with the law, constantly pursue financial innovation, improve management, and prevent financial risks. We should also seek for the cooperative competition. The national regulations should transform from the individual monitoring to the comprehensive and functional one, so as to create a new space for domestic commercial banks to compete vigorously with the foreign banks.
出处
《沈阳师范大学学报（社会科学版）》
2006年第3期69-72,共4页
Journal of Shenyang Normal University(Social Science Edition)
关键词
中间业务
国际比较
发展策略
商业银行
intermediate business, international comparison, development strategy
