摘要
安全问题的解决是网上银行正常运营的核心,也是金融机构和用户最为关注的问题。从技术层面、管理层面、法律层面和用户层面看,我国网上银行安全现状及存在着一些问题,应采取相应的对策:1.加强网上银行的网络安全体系建设;2.完善银行管理制度并健全相关法律法规;3.增强用户的安全防范意识。
Security is the primary concern for the online banking, as well as for the financial system and consumers. Based on an in-depth analysis of technology, administration, legislation and consumers involved, we present here an up-to-date report on the security status of online banking in China. The existing security problems are thoroughly investigated and the following solutions are proposed: 1. Strengthening the security system of online banking. 2. Optimizing the management system of banks. Improving legal regulation and enforcement of the law. 3. Educating consumers to protect their information on the net.
出处
《武汉大学学报(人文科学版)》
CSSCI
北大核心
2006年第3期373-377,共5页
Wuhan University Journal (Humanity Sciences)
关键词
网上银行
安全
对策
online banking
security
solution