摘要
随着国内城乡居民收入与储蓄存款的剧增,使商业银行个人理财业务成为银行中间业务中必不可少的重要组成部分。文章分析了国内商业银行发展个人理财业务的前景及存在的问题,并提出了增强国内商业银行发展个人理财业务竞争力的建议。
The private financing has become an indispensable business in the commercial banks as citizens＇ income and deposits are increasing rapidly both in urban and rural places. This paper analyzes the prospects and the present problems of this business and puts forth some proposals to make it more competent.
出处
《浙江万里学院学报》
2006年第3期88-91,共4页
Journal of Zhejiang Wanli University
关键词
商业银行
个人理财
金融理财师
commercial bank
private financing
Certified Financial Planner（CFP）
