摘要
近年来,由于证券市场的风险骤增以及银行的违规操作,导致证券风险向银行风险转化或转嫁,成为银行传统风险之外的主要风险。银行盲目过度垒上市公司以及对券商的违规操作是证券风险转化为银行风险的主要形成路径,强化银行对证券业融资的风险理念、规范信贷融资行为、构筑风险预警机制等,才能有效防范证券风险转化为银行风险。
In recent years, the increase of security market risks and irregular operations of banks has led to the shift and transformation of market risk to bank risk, which has become a main resource of risks of banks beyond the traditional ones. Banks＇ unreasoning over granting of credit to listed companies and irregular operations in the business with stockjobbers are the main routines causing the shift and transformation. To avoid such kind of shift and transformation, banks are required to enhance their risk management concept, regular their finance performance, establish their early alarm system of risk in their business with stockjobbers.
出处
《财经理论与实践》
CSSCI
北大核心
2006年第2期16-19,共4页
The Theory and Practice of Finance and Economics
关键词
证券风险
银行风险
转嫁
Security Market Risk
Bank Risk
Shift
