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麦肯锡关于中国寿险业的最新研究报告(上) 被引量:5

The Most Recent Report by Mckinsey on China' life Insurance Sector
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摘要 中国的持续发展面临来自经济和社会的双重挑战。中国政府可以通过积极发展人寿保险行业来应对这些挑战。当前,中国政府的相关部门已经逐步认识到人寿保险的利益,并已经开始采取措施来促进中国人寿保险行业的发展。中国政府可考虑采取以下五个方面的措施来推动寿险业最大限度地发挥其作用和潜力:首先是加强教育,让百姓认识到人寿保险的作用和益处;其次是鼓励保险机构为广大农民及落后地区服务;第三是加强监管机构的力量;第四是为寿险行业创造更多的市场机会;最后是为保险机构和参保企业或个人提供优惠的税收政策。 China's continued development is facing with social and economic challenges. The Chinese Government can respond to these challenges by actively developing its life insurance sector. At the moment, relevant government departments have gradually realized the benefits of developing life insurance industry, and have started to take measures to promote its development. The Chinese government can consider adopt the following five measures to make the life insurance sector play its role to the maximum possible extent. First of all, public education should be enhanced to help strengthen awareness of the role and benefit of life insurance; Secondly, insurers should be encouraged to serve the vast underdeveloped rural areas and rural population; Thirdly ,regulatory authority should be strengthened; Fourthly, the government should create more opportunities for this sector. Last but not least, the government should provide tax incentives to insurers, employers and individuals.
机构地区 麦肯锡公司
出处 《四川经济研究》 2006年第1期22-27,共6页 sichuan economic
关键词 寿险行业 持续增长 和谐稳定 中国政府 the life insurance industry continued development harmony and stability the Chinese Government
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