摘要
小额信贷在当前遭遇了发展困境,贷款余额逐年下降,究其原因在于小额信贷发展过程中出现了嫌贫爱富、期限偏短、扭曲运行这三大偏差,为保证小额信贷的健康发展,亟需还原小额信贷的本来特性,对运作细节进行调整,摆正政府的位置。
Microcredit is three factors on microcredit： meeting with the dilemma, and the loan balance is descending year by year. snobbism in choosing borrower, shorter deadline and disorder in operation It is result in In order to improve the microcredit, we should make it to return its essence, regulate loan details and governmental behavior.
出处
《乡镇经济》
北大核心
2006年第1期39-43,共5页
Rural Economy
基金
团中央课题<利用小额信贷方式引导农村青年自主创业的探讨>的阶段性研究成果。
关键词
小额信贷
农户
种植业
利率
microcredit
peasant family
plant products industry
interest rate
