摘要
差额准备金制度是维护我国金融体系稳定的逻辑起点与现实需要,但由于现行差额准备金制度存在的缺陷,实际发挥的作用还不明显,为进一步地发挥差别准备金率制度应有的效应,本文有针对地提出了建立富有弹性的差别准备金制度的政策建议。
Discriminatory reserve requirements are instruments for keeping financial stability. However, given the weakness of current reserve requirement system, this policy is less effective. This paper gives some suggestions on introducing a flexible and incentive - oriented discriminatory reserve requirement system.
出处
《金融研究》
CSSCI
北大核心
2005年第11期138-143,共6页
Journal of Financial Research
关键词
存款准备金率
利率
差别化
金融稳定
reserve requirements, interest rotes, discrimination, financial stability
