摘要
我国《商业银行法》第64-68条明确规定了商业银行接管制度的一些重要内容,但对接管条件这一核心内容却规定得十分含糊、笼统,不仅造成学术上的分歧,而且也阻碍了整个接管制度的实施。因此,为了进一步完善商业银行的接管条件,我国可以借鉴美国的“Camel”体系,采用列举主义和概括主义并举的立法例,对商业银行接管条件加以更加明确的规定,以完善我国银行接管条件的法律规范。
Although there are several important regulations of take-over in Commercial Banking Law of the People＇s Republic of China, the condition of take-over is regulated uncertainly and vaguely. This brings about scholarly differences and prevents the enforcement of the whole system of take-over. This article first attempts a careful study of reasonable regulations of the condition of take-over abroad, then goes on to demonstrate implications of present legislation in China, and finally suggests to utilize the Camel System of the United States for reference, adopting generalization doctrine and enumeration doctrine so as to perfect regulations of the condition of take-over in China.
出处
《闽西职业大学学报》
2005年第3期24-26,32,共4页
Journal of Minxi Vocational College
关键词
接管条件
信用危机
立法诠释
condition of take-over
credit crisis
legislative analysis
