摘要
个人住房抵押贷款已逐渐成为个人买房的必由选择。对银行和借款人而言,住房消费贷款的长期风险都较高。本文对个人住房贷款中,借款人的潜在风险进行了深入分析,并联系当前实际提出相应的控制、防范风险的措施。
Individual housing mortgage loan is gradually becoming a good choice to buy houses for familles. However, there are high risks for banks and borrowers ha it, This paper analyses the hidden risks of the borrowers in it deeply and puts forward the corresponding control and precaution measures related the current situation,.
出处
《北方经贸》
2005年第8期101-103,共3页
Northern Economy and Trade
关键词
个人住房贷款
借款人风险
贷款利率
控制措施
individual housing mortgage loan, the borrowers＇ risks, interest rates of loans
