摘要
介绍了存款保险制度的涵义,在此基础上对存款保险制度与道德风险、逆向选择、委托代理、资源配置、经济周期等方面进行理性反思,以期对中国建立存款保险制度有所借鉴。
This paper introduces the connotation of the deposit insurance system (DIS), and based on this, makes the rational considerations about the DIS and moral risk, the reverse selection, the entrusted agency, the resources configuration, and the economic cycle, etc., which can be used as for reference in establishing the DIS in China.
出处
《科技情报开发与经济》
2005年第17期86-87,共2页
Sci-Tech Information Development & Economy