2[3]Boyd,L.A.(1997).Discrimination in mortgage lending:the impact on minority defdults in the Stafford Loan Program.The Quarterly Review of Economics and Finance,37(1):23~37.
3[4]Flint,Thomas 8A.(1997).Predicting student loan defaults.Journal of higher education,68(3),322~54.
4[5]Herr,E.& Burt,L.(2005).Predicting student loen default for the Unlversity of Texas at Austin.NASFAA Journal of Student Financial Aid.35(2):27~49.
5[6]Knapp,L.G.,and seaks,T.G.(1992).An analysis of the probability of default on federally guaranteed student loans.Review of Economics and Statistics,74(3),404~411.
6[7]McMillion.R.(2004).Slxldent loan default literature review.TG Research and Analrtical Services.
7[8]Podgursky,M.,et al.(2002).Studentloan defaults and enrollment persistence.Journal of Student Financial Aid.32(3):27~42.
8[9]Steiner,M.,and Teszler,N.(2005).Multivariate analysis of student loan defaulters at Texas A&M University.TG Research and Analyaeal Services.
9[10]Volkwein,J.F.,and Szelest,B.P.(1995a).Individual and carapus characteristics essodated with student laan default.Research in Higher Education,36(1),41~72.
10[11]Volkwein,J.F.,et al.(1995b).Characteristics of student loan defaulters among different racial and ethnic groups.AIR Fonun Publications