摘要
从河北省肃宁县西王村新农保调查数据入手,总结了农民选择新农保参保比例较高、缴费档次偏低的特点,分析了农民选择参加新农保主要是由于新农保缴费对生活水平影响较小、缴费手续较为方便、经办服务到位和捆绑缴费政策等原因,而农民新农保选择低档次缴费主要是由于农民收入整体偏低和新农保缴费收益率和缴费档次成反比导致的,提出了发展农村经济、增加农民收入等对策建议。
Based on the survey data of new agricultural insurance of Xiwang Village,Suning County,Hebei Province,summaries were made of characteristics in farmers' selection of new agricultural insur-ance: higher insurance proportion and a lower payment level.Analyses were made of their insurance reasons: little impact of premium on living standards,more convenient payment procedures,satisfactory operation service and bundled payment policy.Farmers' low level payment mainly results from their low incomes and the disproportion between payment return and payment levels of new agricultural insur-ance.Suggestions are put forward in developing rural economy and increasing farmers' incomes.
出处
《辽宁工程技术大学学报（社会科学版）》
2011年第5期495-498,共4页
Journal of Liaoning Technical University(Social Science Edition)
基金
国家大学生创新性实验计划基金项目(101014723)
关键词
新农保
参保率
缴费档次
参保决策因素
家庭收入
收益率
new agricultural insurance
insured rate
payment level
factors for insurance decision
family income
return rate
