摘要
工伤保险与侵权损害赔偿的适用关系应以补充模式为原则,以取代模式为例外。一般情况下劳动者遭受工伤事故既可以请求工伤保险赔偿,又可以请求侵权损害赔偿,但赔偿总额不得超过实际损失保险人对工伤事故有先为赔付的义务,在其赔付之后可以在赔付范围内向加害人追偿。在雇主对工伤事故没有过错时则应适用取代模式,劳动者只能请求工伤保险赔偿。
The supplementation model should be the principle to deal with the applicable relationship between industrial insurance and tort compensation,while the replaced model should be the exception.In the ordinary circumstances the worker who suffers the industrial accident can request industrial insurance and tort compensation,but the compensation total amount can not surpass the actual loss.The insurer has to pay for the industrial accident first.After its payment,the insurer can request the person causing the i...
出处
《贵州警官职业学院学报》
2011年第1期90-94,共5页
Journal of Guizhou Police Officer Vocational College
关键词
工伤保险
侵权损害赔偿
补充模式
取代模式
industrial insurance
tort compensation
supplementation model
replaced model