资本结构、信贷约束和信贷歧视:上海非国有中小企业的案例被引量：38

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摘要本文运用资本结构理论、关系型贷款理论和商业信贷理论,对上海非国有中小企业的资本结构和银行贷款模式进行了经验分析。我们发现:中小企业与国内外上市公司在资本结构方面的差异并不显著;中国的非国有中小企业面临着严重的信贷约束。考虑到与基于财务报表的交易型贷款相比,中小企业更加依赖关系型货款的特征,本文的分析框架和经验结果都不完全支持引入中小金融机构来解决中小企业融资困难的观点。

作者程海波于蕾许治林

机构地区中煤焦化控股有限责任公司中国人寿资产管理有限公司漳泽电力股份有限公司

出处《世界经济》 CSSCI 北大核心 2005年第8期67-72,共6页 The Journal of World Economy

关键词非国有中小企业资本结构信贷约束信贷歧视关系型贷款资本结构理论上海案例歧视中小金融机构

分类号 F832.4 [经济管理—金融学]

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参考文献3

1林毅夫,李永军.中小金融机构发展与中小企业融资[J].经济研究,2001,36(1):10-18. 被引量：3093
2张捷,王霄.中小企业金融成长周期与融资结构变化[J].世界经济,2002,25(9):63-70. 被引量：253
3李志赟.银行结构与中小企业融资[J].经济研究,2002,37(6):38-45. 被引量：525

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