摘要
我国货币政策传导渠道以信贷渠道为主。本文对中国国家银行信贷、价格指数与城镇居民收入的关系进行了实证分析。结果表明 ,消费价格指数对银行信贷变动不敏感 ,对居民实际收入的变动较为敏感 ;城镇居民人均收入是影响我国国家银行信贷增长的重要因素 ;
the main transmission channel of monetary policy in our country is credit channel. This paper makes an empirical study on the relationship among Chinese state banks, price index and civic income. The result shows that price index is sensitive to changes in civic income but not to changes in banks' loans, and civic income is an important factor which has an influence on the increment of state banks' loans. The result tells us the credit transmission channel of monetary policy in our country lacks efficiency.
出处
《暨南学报（哲学社会科学版）》
CSSCI
2004年第6期43-48,共6页
Jinan Journal(Philosophy and Social Sciences)
关键词
国家银行信贷
信贷渠道
货币政策
state banks'loans
credit transmission channel
monetary policy
