摘要
人们普遍认为日本银行不良贷款问题是近10年来日本经济危机所致,但不能忽视日本银行的治理原因是分析不良贷款危机形成及恶化的重要线索之一。日本银行业中的关系型银行模式妨碍了资本市场和政府对银行管理层的有效约束和监管,这种银行治理形式导致了日本银行不良贷款问题长期以来迟迟得不到解决。
Despite the widespread recognition that it is Japan抯 economic crisis in the recent decade that has caused the non-performing loan problem of Japanese banks,the management mode factor of Japanese banks,however,can also throw some light upon the analysis of the formation and aggravation of the non-performing loan problem. It is found that the connection type banking mode does hamper the capital market and government抯 effective supervision and control over the management of various banks,and has led to the failure of solving the non-perform problem of Japanese banks for such a long time.
出处
《现代日本经济》
CSSCI
北大核心
2004年第5期7-12,共6页
Contemporary Economy OF Japan
