摘要
我国商业银行不良贷款产生的重要原因之一是银企之间没有形成成熟而有效的合作关系。通过对银企之间的一次性博弈、有限次重复博弈、无限次重复博弈及其不同的结果进行分析,可证明只有使银企之间形成一种良性的无限次重复博弈关系,才能制约双方的行为,改善银企关系,减少不良贷款。
One of the important reasons for nonperforming loans in commercial banks in China is that no mature and effective cooperative relationship has been formed between banks and enterprises. By analyzing one-time game, finite repeat game and infinite repeat game between banks and enterprises and their different results, this paper proves that only by forming a good relationship of infinite repeat game between them can their behavior be restrained, bank-firm relationship improved and nonperforming loans reduced.
出处
《贵州财经学院学报》
2004年第4期13-15,共3页
Journal of Guizhou College of Finance and Economics
