The introduction of the digital renminbi(eCNY)by the People’s Bank of China serves as a means for the central bank to effectively comprehend macroeconomic dynamics and enhance payment infrastructure within the domest...The introduction of the digital renminbi(eCNY)by the People’s Bank of China serves as a means for the central bank to effectively comprehend macroeconomic dynamics and enhance payment infrastructure within the domestic market.Among the pioneering digital currencies,the eCNY is at the forefront of technological research and development,pilot implementation,and the establishment of a robust system.Thus,employing the unified theory of acceptance and use of technology,this study aims to explore the factors shaping the adoption of the eCNY and to determine the mediating effects of intention toward the eCNY and the moderating role of age and gender among various relationships.A cross-sectional survey methodology was deployed to collect data from pilot communities situated within the Yangtze River Delta,Pearl River Delta,and Beijing–Tianjin–Hebei regions.The empirical analysis comprised 809 valid online questionnaires,and the examination was conducted through structural equation modeling employing the partial least squares technique,ultimately subjecting the conceptual model to a comprehensive assessment.The results for intention to use the eCNY indicate that performance expectancy,effort expectancy,social influence,and perceived government policy have significant effects.Facilitating conditions and intentions toward the eCNY positively influenced its actual use.According to the findings of this study,age and sex did not moderate the effect of each hypothesis on the intention to use in the research model.This study breaks new ground by investigating the adoption of the eCNY,a novel form of currency,highlighting its multifaceted nature and providing empirical evidence for a comprehensive model encompassing psychological,social,and contextual factors.This study employs social surveys to identify obstacles in the process of promoting the widespread adoption of the eCNY and offers suggestions to the central bank and government to increase user enthusiasm and decrease user perceptions of risk,thereby promoting its widespread adoption.展开更多
为提升老年人对助行器的接受度与使用意愿,改进老年助行器设计,将融合型科技接受(unified theory of acceptance and use of technology,UTAUT)模型与健康信念(health belief model,HBM)模型相结合,提出假设并采用结构方程模型(structur...为提升老年人对助行器的接受度与使用意愿,改进老年助行器设计,将融合型科技接受(unified theory of acceptance and use of technology,UTAUT)模型与健康信念(health belief model,HBM)模型相结合,提出假设并采用结构方程模型(structural equation model,SEM)对其进行验证,分析显著影响老年人使用助行器意愿的因素及其权重大小;采用德尔菲法对显著因素进行关联性分析,形成4个维度的设计策略,以指导设计应用。结果表明:25个研究假设成立;外部设计因素通过作用于技术属性与健康信念的方式影响老年人使用意愿;在专家评估与用户实证阶段均验证了设计的有效性,为助行器的改进设计提供参考。展开更多
基金funded by Jiangsu Education Department(Ref.No.2022SJYB0750).
文摘The introduction of the digital renminbi(eCNY)by the People’s Bank of China serves as a means for the central bank to effectively comprehend macroeconomic dynamics and enhance payment infrastructure within the domestic market.Among the pioneering digital currencies,the eCNY is at the forefront of technological research and development,pilot implementation,and the establishment of a robust system.Thus,employing the unified theory of acceptance and use of technology,this study aims to explore the factors shaping the adoption of the eCNY and to determine the mediating effects of intention toward the eCNY and the moderating role of age and gender among various relationships.A cross-sectional survey methodology was deployed to collect data from pilot communities situated within the Yangtze River Delta,Pearl River Delta,and Beijing–Tianjin–Hebei regions.The empirical analysis comprised 809 valid online questionnaires,and the examination was conducted through structural equation modeling employing the partial least squares technique,ultimately subjecting the conceptual model to a comprehensive assessment.The results for intention to use the eCNY indicate that performance expectancy,effort expectancy,social influence,and perceived government policy have significant effects.Facilitating conditions and intentions toward the eCNY positively influenced its actual use.According to the findings of this study,age and sex did not moderate the effect of each hypothesis on the intention to use in the research model.This study breaks new ground by investigating the adoption of the eCNY,a novel form of currency,highlighting its multifaceted nature and providing empirical evidence for a comprehensive model encompassing psychological,social,and contextual factors.This study employs social surveys to identify obstacles in the process of promoting the widespread adoption of the eCNY and offers suggestions to the central bank and government to increase user enthusiasm and decrease user perceptions of risk,thereby promoting its widespread adoption.
文摘为提升老年人对助行器的接受度与使用意愿,改进老年助行器设计,将融合型科技接受(unified theory of acceptance and use of technology,UTAUT)模型与健康信念(health belief model,HBM)模型相结合,提出假设并采用结构方程模型(structural equation model,SEM)对其进行验证,分析显著影响老年人使用助行器意愿的因素及其权重大小;采用德尔菲法对显著因素进行关联性分析,形成4个维度的设计策略,以指导设计应用。结果表明:25个研究假设成立;外部设计因素通过作用于技术属性与健康信念的方式影响老年人使用意愿;在专家评估与用户实证阶段均验证了设计的有效性,为助行器的改进设计提供参考。
