Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not ...Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not been fully taken account yet.This paper aims at contributing to making a step for solving this issue.In this paper,a credit fraud evaluation model is developed using a university' s students ' grade and campus consumption data.A logistic regression model is trained with the students' grade and daily consumption data.The features of the model with stepwise regression methods are selected.And this model achieves that the paper predicts the students' fault rate accurately.展开更多
With the in-depth development of China's social system, cultivating students' ideological and political education is particularly important in university education. Ideological and political education is the f...With the in-depth development of China's social system, cultivating students' ideological and political education is particularly important in university education. Ideological and political education is the first lesson for college students to receive education. Correct thoughts and values play a very important role in talent cultivation. The cultivation of innovative talents requires, first of all, correct values and thoughts, and the ability to distinguish right from wrong. Only in this way can students know whether what they have done brings harm or benefits to the country when they make innovations in the later stage. Therefore, when carrying out ideological and political education, colleges and universities should constantly optimize ideological and political education work and cultivate high-quality innovative talents.展开更多
基金Fundamental Research Funds for the Central Universities(Tongji University)Interdisciplinary Project,China(No.0800219311)
文摘Internet financing in China has been developing rapidly in China.Recently,college students start to be one of emerging target group of internet consumer financing services.However,college students' credit has not been fully taken account yet.This paper aims at contributing to making a step for solving this issue.In this paper,a credit fraud evaluation model is developed using a university' s students ' grade and campus consumption data.A logistic regression model is trained with the students' grade and daily consumption data.The features of the model with stepwise regression methods are selected.And this model achieves that the paper predicts the students' fault rate accurately.
文摘With the in-depth development of China's social system, cultivating students' ideological and political education is particularly important in university education. Ideological and political education is the first lesson for college students to receive education. Correct thoughts and values play a very important role in talent cultivation. The cultivation of innovative talents requires, first of all, correct values and thoughts, and the ability to distinguish right from wrong. Only in this way can students know whether what they have done brings harm or benefits to the country when they make innovations in the later stage. Therefore, when carrying out ideological and political education, colleges and universities should constantly optimize ideological and political education work and cultivate high-quality innovative talents.
